Life Insurance

Protect those you Love Today, I want to talk with you about life insurance. Most of you might not know that we offer life insurance here at Hanby. We usually only write term insurance policies. What is Term Insurance? Term life insurance is a straightforward and affordable way to protect your loved ones financially. Term…

Read More

How Independent Insurance Agents Are Paid

How Independent Insurance Agents Are Paid At Hanby Insurance, we love hearing your questions! One question we are often asked is how we are compensated. Some people assume that working with an independent agency like ours might cost more due to fees. That’s simply not true. Paid by Commission Just like agents who work exclusively…

Read More

What is a Dec Page?

What is a Dec Page? Here at Hanby, we understand most people don’t deal in the insurance space every day like we do. In the current insurance marketplace, with rates skyrocketing, there is a lot of confusion about “apples-to-apples” insurance quotes.  When shopping for insurance, most people use the declarations page, often called a Dec…

Read More

Welcoming Jeremy Neill

Welcoming Jeremy Neill I’m excited to introduce our new Vice President of Commercial Lines! Most of our commercial clients are used to dealing with Candace and Tammie, who do a phenomenal job . However, because of their success, our commercial department is growing! A couple months ago, my husband, Jeremy Neill, joined the agency as…

Read More

How Your Credit Impacts Insurance

How Your Credit Impacts Insurance Most people know that insurance carriers use credit as an underwriting factor, but they’re not really sure why we use credit or what credit has to do with insurance. Why Do They Need My Credit Score? Insurance actuaries began looking at credit based insurance scores as a rating factor for…

Read More