Home Insurance
Personal Injury
Personal Injury What is Personal Injury Coverage? Personal Injury is a legal term that refers to inflicting harm on a person, including physical, mental, or emotional, caused intentionally or by the negligence of another person or entity. Most homeowners insurance policies already provide coverage for bodily injury under the policy’s liability portion. However, the liability…
Read MoreFlood Insurance Myths
Flood Insurance Myths Earlier this summer, we had a lot of rain in North Texas. We even broke some records because of the rainfall we had! With all of the rain, there comes issues that are out of the norm for our area. Flooding is a big concern and it is not covered under your…
Read MoreRoommates and Insurance Policies
Roommates and Insurance Policies Our blog is all about answering questions. So, when we get questions more than once, we like to write a blog about them. Generally, the public is concerned about these things. One thing we don’t get many questions about but often comes up in conversation is regarding roommates and homeowners or…
Read MoreWind and Hail Deductible Increases
Wind and Hail Deductible Increases Today I want to talk about increasing homeowner’s insurance deductibles, specifically wind and hail deductibles. North Texas, is notorious for wind and hailstorms. In fact, most homeowners insurance claims in Texas are related to wind and hail. The average age of a roof in the North Texas area is 8…
Read MoreDogs and Homeowners Insurance
Dogs and Homeowners Insurance Did you know that if you have a certain breed of dog, it might be harder for you to get insurance on your house? Many insurance carriers exclude dogs that are considered to be aggressive breeds, such as American Staffordshire Terrier, Pit Bulls, Rottweiler, Chow, Doberman Pinschers and Wolf Hybrids. When…
Read MoreHoliday Home Insurance Claims
The Holiday’s and Home Insurance Claims During the holiday season, we see an uptick in home claims. This is typically attributed to a couple things – one of them being Christmas decorations. Real Christmas Trees If you have a real Christmas tree in your house, you want to make sure you keep it watered and…
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